There is no doubt 2013 was a very good year. For the McGinn Group it was the most active year we've had since 2006, so our experience is consistent with the information in this article. We are seeing lower inventory levels which, although typical to this time of year, are still a little lower than what we are accustomed to. In part it's a reflection of reduced foreclosure inventory as well as a lower number of standard sellers coming on market. Some of these sellers may still be underwater on their loans or they may just be reluctant to come back into the market. Either way, lower inventory levels will eventually push up prices.