Thinking of Renovating your Bathroom?

Here are some ideas of WHAT NOT TO DO!

(Sent by my niece's husband. Thanks, Pierre!)








Hope I made you laugh!

Boyd

Looking for a Fun Christmas Outing?

We recently heard about the lights on 34th Street in Baltimore and went to check it out.

It was so much fun! It is one block of the city (in Hampden) that really goes all out decorating their houses. You will see some unique things here that you are unlikely to see anywhere else! They've been doing this for 65 years!

For more information, you can go to their website HERE.


It appears there will be carolers on Saturday!

I highly recommend this as a fun excursion for the whole family. A little piece of Baltimore that most people never see.


I bet you'll see things here that you've never seen before....

Like Christmas Ravens...
  
Pouring Beer...

Pink Flamingos...

More Inflatables in Less Space than you can imagine...

Crabs made out of bicycle parts and tools...

Beer Angels...

Snowmen made out of bicycle wheels...



A Christmas Tree made out of hubcaps...

A Creche made out of records....
 
A wreath made out of wine bottles...

An LP Tree...

And so much more!













 
Seriously?

You should go!


Merry Christmas!

Boyd

Housing - So Much More Affordable - What does it mean?


Whenever housing is more affordable (as it is now), it's a really good thing - not only for homeowners but for everybody. A few years back if a buyer purchased and financed a typical 90% loan of $350,000 at 6%, the payments would have been about $2098/month. Today the same home might cost $270,000, and with an interest rate of 3.5%  would run around $1212/month. That's about a 58% drop! Imagine, $886 per month more in disposable income each month. 

That translates into more buying/spending power which helps speed economic recovery for many years. The combination of lower prices and interest rates may have added as much as 12-15% to a homeowner's take home pay. A very big and happy number! 

Boyd